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Car Loans For Self-Employed Buyers At Omega Auto Brokers

Your Income Is Different — And That’s Okay

Not everyone gets paid with a paycheck. At Omega Auto Brokers, we specialize in helping self-employed buyers, gig workers,

and service professionals get approved for auto financing — even if you don’t have W-2s or traditional pay stubs.

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We Understand Self-Employed Customers

We’ve helped hundreds of buyers who:

  • Own their own small business
  • Get paid in cash or “under the table”
  • Work as waitresses, bartenders, barbers, landscapers, cleaners, rideshare drivers, and more
  • Only have bank statements or cash deposits as proof of income

Our team knows how to present your application so lenders see the full picture of your ability to pay — not just your paperwork.

What Banks & Lenders Look For with Self-Employed Buyers

Even without traditional proof of income, lenders still want to see:

    Stability:- How long you’ve been in business or working in your trade. Consistency matters.

    Ability to Pay:- Bank statements showing regular deposits (even if they’re cash) help show you can handle a car payment.

    Income & Down Payment:- The more you put down, the stronger your approval chances.

    Realistic Vehicle Options:- Choosing a car that fits your income and budget allows for faster, easier approval.

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Our Self-Employed Buyer Process

    We Listen First:- Tell us about your business or work, and how you get paid.

    We Review Your Proof:- Bank statements, cash receipts, invoices — we know what lenders will accept.

    We Match You with the Right Lender:- We work with banks that specialize in self-employed income situations.

    We Get You Approved:- Then you drive away in a vehicle you love and can afford.

Why Self-Employed Buyers Choose Omega Auto Brokers

  • No W-2 or pay stub required in many cases
  • We accept bank statements, invoices, and cash deposit records
  • Friendly, bilingual team that understands your unique situation
  • Vehicles priced to fit self-employed budgets
  • Fast approvals with lenders who understand your income
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Frequently Asked Questions

Yes — bring your bank statements or proof of deposits, and we’ll work with lenders who accept that.

We have lenders for all credit types, including no credit and bad credit.

Not always — many of our self-employed approvals are based on bank statements or other proof of income instead.

Start Driving Today — Even Without a Pay Stub

We make it possible for self-employed buyers to get the financing they need without the stress. If you’ve been turned down elsewhere, let us take a look.

Business Hours
Monday-Friday: 11 - 5
Saturday: 11 - 2
Sunday: By Appt. Only - By Appt. Only

Trademarks are the property of Omega Auto Brokers

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